A loan for all your needs! Choose the best Personal Loan and realize your dream
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Bajaj Finance Limited
Interest Rate
12.99% p.a onwards
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Bajaj Finance Limited
Associated Charges
Processing Fees : Up to 3.99% of the loan amount Foreclosure Charges : 4% of the outstanding loan amount + applicable taxes
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Bajaj Finance Limited
Repayment tenure
12-60 months
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Bajaj Finance Limited
Eligibility Criteria
- He must be a salaried individual.
- The applicant must be an Indian resident.
- The applicant’s age must be between 25 and 58 years.
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Bajaj Finance Limited
Basic Documents Required
- Bank Statement of last 3 months
- Identity Proof : PAN/Voter ID
- Address Proof : Aadhaar Card/Driving License/Passport
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Bajaj Finance Limited
Disbursal Time
24 hours
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Fullerton India
Interest Rate
11.99% p.a onwards
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Fullerton India
Associated Charges
Processing Fees : Between 0% - 6% of the loan amount
Foreclosure Charges : 0-7% of the outstanding loan amount
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Fullerton India
Repayment tenure
12-60 months
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Fullerton India
Eligibility Criteria
- The applicant must be a resident of India.
- The applicant’s age must be between 21 and 60 years.
- He must be a salaried individual working in a private limited company or public sector enterprise, or be self-employed.
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Fullerton India
Basic Documents Required
- Bank Statement of last 3 months for salaried individuals and Income proof for self-employed individuals.
- Identity Proof : PAN/Voter ID
- Address Proof : Aadhaar Card/Driving License/Passport
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Fullerton India
Disbursal Time
30 minutes
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PaySense
Interest Rate
1.33% - 2.17% per month
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PaySense
Associated Charges
Processing Fees: 2% of the loan amount + GST or ₹500 + GST (depends on whichever is higher). Foreclosure charges: 4% of outstanding loan amount + GST (Foreclosure allowed only after 6 EMI Payments).
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PaySense
Repayment tenure
3 months – 60 months
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PaySense
Eligibility Criteria
- The applicant must be an Indian citizen.
- The age of the applicant must be between 21 and 60 years.
- The minimum net monthly income of the applicant must be ₹20,001 if residing in Tier -1 city and ₹18,001 if residing in Tier-2 city.
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PaySense
Basic Documents Required
- Identity Proof: PAN Card.
- Permanent Address Proof: Aadhaar Card/Voter ID/Passport.
- Current Address Proof: Aadhaar Card/ Voter ID/ Passport /Rent Agreement/ Electricity Bill/ Water Bill/ Landline Bill / Bank Statement/Passbook/ Gas Pipeline receipt.
- Bank Statement of last 3 months.
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PaySense
Disbursal Time
48 hours
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Axis Bank
Interest Rate
10.49% p.a. to 21% p.a.
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Axis Bank
Associated Charges
Processing Fee: Up to 2% of the Loan Amount
Foreclosure Charges:
5% for 0 - 12 Months
4% for 12 - 24 Months
3% for 24 - 36 Months
2% for greater than 36 months
+ GST as applicable
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Axis Bank
Repayment tenure
12 months – 60 months
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Axis Bank
Eligibility Criteria
- The applicant must be an Indian resident and a salaried individual.
- The age of the applicant must be between 21 and 60 years.
- The minimum net monthly income of the applicant must be ₹25,000 per month.
- The applicant must have a total work experience of at least 3 years.
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Axis Bank
Documents Required
- Completely filled loan application form
- Identity Proof: A copy of PAN Card/Passport/ Voter ID/ Aadhaar / Driving License
- Address Proof: A copy of PAN Card/Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport
- Duly signed Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms
- Disclaimer: This is an indicative list only. Additional documents may be asked for, on a case-to-case basis
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Axis Bank
Disbursal Time
2-3 days
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Muthoot Finance
Interest Rate
13.75% p.a onwards
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Muthoot Finance
Associated Charges
Processing Fees : 2% - 4% of the loan amount sanctioned
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Muthoot Finance
Repayment tenure
12-60 months
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Muthoot Finance
Eligibility Criteria
- The applicant must be a salaried employee working in Public Sector Unit or any reputed organisation.
- The age of the applicant must be between 23 and 60 years.
- If residing in a metro city, the minimum net monthly income of the applicant must be between Rs. 20,000 – Rs. 30,000 per month (subject to the employer).
- If residing in a non-metro city, the minimum net monthly income of the applicant must be between Rs. 15,000 – Rs. 25,000 per month (subject to the employer).
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Muthoot Finance
Basic Documents Required
- PAN Card (Mandatory)
- Completely filled out loan application form
- Passport Size Photographs
- Identity Proof: A copy of Passport/ Voter ID/ Aadhaar / Driving License
- Address Proof: A copy of Aadhaar Card/ Property purchase Agreement/ Registered Lease Agreement/ Utility Bill (not more than 3 months old)/ Driving License/ Passport
- Proof of Income: Bank Account Statement/ Salary Certificate/ Salary Slip/ Form 16
- Employment Proof: Letter on company letter head confirming the employment period of applicant
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Muthoot Finance
Disbursal Time
5 working days
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SBFC Finance Pvt Ltd
Interest Rate
14.0% to 19.5% p.a.
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SBFC Finance Pvt Ltd
Associated Charges
Processing Fee: 2% of the Loan Amount
Foreclosure Charges:
5% of the principal outstanding amount
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SBFC Finance Pvt Ltd
Repayment tenure
12 months – 60 months
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SBFC Finance Pvt Ltd
Eligibility Criteria
- The applicant must be a salaried professional.
- The age of the applicant must be between 22 and 55 years.
Note: Max Age 58 Years at the time of maturity. - Minimum Net monthly Income is Rs.30,000
If Age is above 40 years than Minimum Net Monthly Income is Rs.50,000. - The applicant must have a minimum work experience of 1 year, with a minimum experience of 6 months with the current employer.
- CIBIL Score above 700 is required.
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SBFC Finance Pvt Ltd
Basic Documents Required
- ID Proof: PAN Card, Aadhaar Card, Voter ID Card, Passport, Driving License
- Address Proof: Aadhaar Card, Voter ID Card, Electricity Bill (< 60 days old), Driving License, Passport, Home Deed/Rent Agreement
- Bank Statement of the last 3 months & latest salary slip
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SBFC Finance Pvt Ltd
Disbursal Time
4 days
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CASHe
Interest Rate
2.75% per month
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CASHe
Associated Charges
Processing Fee :
Flat Rs.500 for loan amount between 0 to 33333 and 1.50% on the loan amount when loan amount is greater than 33333 (if the loan tenure is 3 months).
Flat Rs.1200 or 2% on the loan amount whichever is higher (if the loan tenure is 6 months, 9 months or 12 months).
Flat Rs.1000 or 3% of the principle amount whichever is higher (if the loan tenure is 18 months).
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CASHe
Repayment tenure
90 days - 18 months
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CASHe
Eligibility Criteria
- The applicant must be a resident of India.
- The age of the applicant must be between 21 and 39 years.
- The applicant must be a salaried individual with a minimum net monthly salary of Rs. 20,000.
- The company, the applicant works in, must be MCA (Ministry of Corporate Affairs) registered.
- The applicant must be a smartphone user.
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CASHe
Basic Documents Required
- PAN Card
- Latest Bank Statement of your Salary Account
- Aadhaar Card
- Permanent/Temporary Address Proof
- Selfie as a photo proof
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CASHe
Disbursal Time
Within a few hours (subject to eligibility and documentation)
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EarlySalary
Interest Rate
2.5% per month
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EarlySalary
Associated Charges
Processing Fee :
Starting from Rs.399 + Rs.100 stamp duty
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EarlySalary
Repayment Tenure
3 months - 24 months
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EarlySalary
Eligibility Criteria
- The applicant must be a resident of India.
- The age of the applicant must be between 21 and 55 years.
- The applicant must be a salaried individual with a minimum net monthly salary of Rs. 18,000, if living in a Tier 1 City and Rs. 15,000, if living in Tier 2 city.
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EarlySalary
Basic Documents Required
- ID proof: PAN Card
- Income proof: Bank Statement of 3 months and latest salary slip (last 3 months)
- Address proof: Aadhaar card, Driving license, Voter ID, Passport, Bank passbook
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EarlySalary
Disbursal Time
10 mins
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Yes Bank
Interest Rate
Starting from 10.70%
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Yes Bank
Associated Charges
Processing Fee :
Starting from FLAT Rs. 1499/- to 2.50% of loan amount
Foreclosure Charges :
Foreclosure is allowed post the repayment of 12 EMIs
- 13 – 24 months - 4% of Principal Outstanding
- 25 – 36 months - 3% of Principal Outstanding
- 37 – 48 months - 2% of Principal Outstanding
- > 48 Months – Nil
Part Payment Charges :
Part payment is allowed post the repayment of 12 EMIs.
- 13 – 24 months - 20% of Principal Outstanding
- 25 – 36 Months - 20% of Principal Outstanding
- 37 – 48 Months - 25% of Principal Outstanding
- 49 – 60 Months - 25% of Principal Outstanding
2% plus applicable taxes are also charged on the part payment amount paid.
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Yes Bank
Repayment Tenure
12-72 months
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Yes Bank
Eligibility Criteria
- The age of the applicant must be between 22 and 60 years.
- The applicant must be a salaried individual working in Public /Private/Limited/Govt. companies.
- The applicant must earn a minimum net monthly salary of Rs. 20,000, if residing in a Tier 1 City and Rs. 15,000, if living in Tier 2 or Tier 3 city.
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Yes Bank
Basic Documents Required
- Application Form
- KYC Documents : Aadhaar Card, PAN Card, Voter ID etc.
- Salary slips of last 2 months
- Bank Statement of last 3 months
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Yes Bank
Disbursal Time
Best in Class TAT
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KreditBeeInterest Rate0% to 29.88%
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KreditBeeAssociated ChargesNA
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KreditBeeRepayment TenureUp to 24 months
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KreditBeeEligibility Criteria
- The applicant must be a citizen of India.
- The age of the applicant must be above 21 years.
- The minimum net monthly salary of the applicant must be Rs. 10,000.
- Aadhaar Card of the applicant must be linked to his/her mobile number.
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KreditBeeBasic Documents Required
- ID proof: PAN Card
- Income proof: Bank statement/Salary slip
- Address proof: Aadhaar card, Driving license, Voter ID, Passport, Bank passbook
- Proof of Employment
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KreditBeeDisbursal Time15 mins
Personal Loan Application Process
Applying for a Personal Loan online on Finserv MARKETS is simple and convenient too:
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Step 1 :
Check Eligibility: Know your loan eligibility by sharing your income and contact details.
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Step 2 :
Customize your Loan: Construct your Loan Package and don’t forget to include our unique Finserv Protection Plan to protect your loan liability.
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Step 3 :
Get Verified & Setup the Repayment: Verify your details & setup automatic repayments with our secured online process.
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Step 4 :
Money in Account: Loan will be disbursed to your account in less than 24 hours.
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